Government Schemes for Welfare and Financial Security of Workers in Maharashtra
In Maharashtra, the government and various departments have implemented several schemes and policies to provide compensation and support to factory workers and their families in the unfortunate event of an accidental death in the workplace. These schemes are primarily aimed at ensuring the welfare and financial security of workers and their dependents. Here are some of the key schemes and initiatives:
- Employee’s Compensation Act, 1923: This is a central government legislation that provides for compensation to workers or their dependents in case of injury or death due to accidents arising out of and in the course of employment. Under this Act, the Maharashtra government has specific rules and guidelines in place to facilitate compensation claims.
- Maharashtra Workmen’s Compensation (Amendment) Scheme: This scheme aims to provide compensation to workers who suffer injuries or lose their lives in industrial accidents. The scheme covers a wide range of accidents, including those resulting in partial or total disability and fatal accidents.
- Pradhan Mantri Suraksha Bima Yojana (PMSBY): Although a central government scheme, PMSBY provides accidental death and disability insurance coverage to workers across the country, including those in Maharashtra. The scheme offers financial assistance to the family in case of accidental death of the insured person.
- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Similar to PMSBY, PMJJBY is a central government initiative that provides life insurance coverage at a nominal premium. In the event of the insured person’s accidental death, the scheme provides a lump-sum amount to the nominee.
- Employees’ State Insurance (ESI) Scheme: ESI is a comprehensive social security scheme that provides medical and cash benefits to industrial workers and their dependents. In the case of fatal accidents, the dependents of the deceased worker may be eligible for benefits under this scheme.
- Maharashtra Labour Welfare Fund (MLWF): The MLWF aims to improve the working conditions and well-being of laborers, including factory workers. It provides financial assistance to the dependents of workers in the event of accidental death.
- The Maharashtra Labour Welfare Board: This board operates various welfare schemes for the benefit of laborers and their families, including scholarships for children of workers and financial aid in case of accidents leading to death.
- Legal Aid and Assistance: The Maharashtra government also provides legal aid and assistance to workers and their families seeking compensation and support in the event of accidental death. Various legal services authorities and cells are available to guide and assist them in the process.
It’s essential to note that the specific details and eligibility criteria for these schemes may vary, and workers or their dependents should contact the relevant government departments or authorities to understand the benefits available to them and the procedures for claiming compensation in case of an accidental death in the factory. Additionally, employers are required to adhere to safety regulations and provide a safe working environment to prevent accidents and protect the welfare of their workers.
